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December, 2009

Ms-422: Bank Financial Management

1. (a) Briefly discuss the broad categories of development-financing Institutions in India.

(b) "The money market gives a considerable amount of liquidity to all participants in financial market". Discuss this statement and bring out the various types of instruments that are used in the money market in India. Is there a need for Banks to borrow funds ?

2. Explain the different sources from where Banks can borrow funds within India.

June, 2010

Ms-422: Bank Financial Management

1. "Financial Statements are analysed to answer several questions relating to the performance of an organisation". Discuss this statement and identify the questions that are likely to be answered with this analysis. Explain the techniques used for this purpose.

2. Briefly discuss the functions and importance of Bank Capital. Describe different elements that comprise Tier-I and Tier-II capital of Indian Banks.

3. What is the importance of cost of funds for Banks ? Discuss the Bank Rate Policy and

June, 2011

Ms-422: Bank Financial Management

1.  What is meant by Capital Adequacy Ratio (CAR) ? Describe the element of Tier 1 and Tier II capital and explain the significance of this Norms.

2.  What is Call Money Market ? Who are the participants in Call Money Market and why do they participate ? Describe the prudential norms for call market borrowings and lendings.

3.  Comment on the cost of funds for banks and explain the impact of Bank rate and Liquidity Adjustment Facility (LAF) on cost of funds for banks.

December, 2011

Ms-422: Bank Financial Management

1. Describe the specialised facilitators for Channelising Savings from Individuals to corporate in the form of capital, through primary markets effectively. Discuss their activities.

2. What do you mean by subordinated debt ? Describe the terms of their issue as subordinated debt instruments, for inclusion in Tier-II capital.

3. Describe the Foreign Exchange Rate system prevailing in India ? What are the determinants of exchange rates. Discuss the major buying and selling rates quoted by banks in India.

December, 2012

Ms-422: Bank Financial Management

1.  Describe the assets and liabilities of banks as shown in their Balance Sheets. Explain the significance of Asset Liability Management in the context of bank financial management.

2.  What is Capital Adequacy Ratio (CAR) ? Describe different elements that comprise Tier-I and Tier-II Capital of Indian banks.

3.  What do you understand by 'Borrowed Funds of banks' ? Explain different sources of borrowings for banks and discuss their significance.

June, 2013

Ms-422 : Bank Financial Management

1. Discuss the techniques used for financial analysis of banks. Explain the specific ratios used for analysing the financial performance of banks.

2. What do you understand by 'Owned Funds of Banks' ? Explain the different types of 'Reserves and Surpluses' as are shown in a bank's balance sheet.

3. What do you understand by the cost of funds for banks ? Discuss how do the changes in bank rate, refinance rate, call money rate and Repo rate affect the cost of funds for the banks.